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Cryptocurrency Advisory Disclaimer

Last updated: February 2026

IMPORTANT RISK WARNING

Cryptocurrency investments carry substantial risk of loss. You could lose all invested capital. Cryptocurrencies are highly volatile and speculative assets. EZFIN CONSULTING SRL provides educational and informational consultation only — we do NOT provide financial, investment, or trading advice.

1. Purpose of This Disclaimer

This Cryptocurrency Advisory Disclaimer ("Disclaimer") applies to all cryptocurrency-related consultation services provided by EZFIN CONSULTING SRL ("Company"). This Disclaimer supplements our Client Service Agreement, Terms of Service, and other legal documents.

By engaging our cryptocurrency-related services, you ("Client") acknowledge that you have read, understood, and agree to all terms in this Disclaimer.

2. Scope of Cryptocurrency Services

The Company offers the following educational and informational cryptocurrency-related services:

  • General education about the cryptocurrency landscape
  • Explanation of blockchain technology fundamentals
  • Overview of different types of digital assets
  • Risk assessment frameworks and considerations
  • Due diligence research on cryptocurrency platforms and entities
  • Documentation support for cryptocurrency-related matters
  • General information about regulatory landscapes
  • Overview of security best practices

These services are informational only and do not constitute investment, financial, tax, or legal advice.

3. What We Do NOT Provide

The Client expressly acknowledges that the Company DOES NOT:

  • Provide investment advice or investment recommendations;
  • Provide financial advice of any kind;
  • Provide trading signals or trading recommendations;
  • Provide tax advice regarding cryptocurrency transactions;
  • Provide legal advice regarding cryptocurrency matters;
  • Manage funds, portfolios, or investments;
  • Execute trades or transactions on behalf of clients;
  • Guarantee any profits, returns, or specific outcomes;
  • Recommend specific cryptocurrencies to buy, sell, or hold;
  • Act as a broker, dealer, exchange, or custodian;
  • Provide any regulated financial services.

4. Client Acknowledgment of Risks

By engaging cryptocurrency-related services, the Client acknowledges and understands the following risks:

4.1 Volatility Risk

Cryptocurrency prices are extremely volatile and can fluctuate significantly within minutes. Losses can occur rapidly and may exceed initial investments in some cases.

4.2 Total Loss Risk

Cryptocurrencies may become worthless. Projects may fail, be abandoned, or turn out to be fraudulent. The Client may lose 100% of invested capital.

4.3 Regulatory Risk

The regulatory landscape for cryptocurrencies is evolving. Government actions may impact the value, legality, or accessibility of cryptocurrencies in various jurisdictions.

4.4 Technology Risks

Cryptocurrency systems are subject to technological risks including but not limited to: hacking, cyber attacks, protocol failures, smart contract bugs, wallet compromises, exchange failures, and loss of private keys.

4.5 Market Manipulation

Cryptocurrency markets are less regulated than traditional financial markets and are susceptible to manipulation, fraud, and abusive trading practices.

4.6 Liquidity Risk

Some cryptocurrencies have limited liquidity. The Client may not be able to sell or convert cryptocurrencies to fiat currency at desired prices or timeframes.

4.7 Counterparty Risk

Exchanges, wallet providers, and other cryptocurrency service providers may become insolvent, be hacked, or engage in fraudulent activity. Funds held with third parties are not typically protected by government insurance schemes.

5. Independent Decision-Making

The Client acknowledges and agrees that:

  • All decisions regarding cryptocurrency investments, trading, or transactions are made solely by the Client;
  • The Client should conduct independent research and due diligence before making any decisions;
  • The Client should consult with qualified financial advisors, tax professionals, and legal counsel licensed in their jurisdiction before making financial decisions;
  • The Client should never invest more than they can afford to lose;
  • Past performance does not guarantee future results;
  • The Client assumes full responsibility for all outcomes of their decisions;
  • The Company has no affiliation with, and does not endorse, any exchange, platform, token, project, or investment scheme that may be referenced during educational orientation;
  • If the Client chooses to transact with any third party after the consultation, the Client does so independently and bears the entire risk of third-party fraud, insolvency, or failure.

6. No Fiduciary Relationship

Nothing in the Company's services creates a fiduciary relationship between the Company and the Client. The Company is providing information and consultation only, and does not owe the Client any fiduciary duties. The Client understands that a fiduciary relationship would require regulatory licensing that the Company does not hold and does not claim to hold.

7. No Guarantees or Warranties

The Company makes no guarantees or warranties, express or implied, regarding:

  • The profitability of any cryptocurrency investment;
  • The accuracy of market data or predictions;
  • The performance of any specific cryptocurrency;
  • The stability or security of any platform, exchange, or service;
  • The regulatory status of any cryptocurrency;
  • Any specific outcomes from following our informational content.

8. Client Responsibility and Indemnification

The Client agrees to:

  • Take full responsibility for all cryptocurrency-related decisions and actions;
  • Comply with all applicable laws and regulations in their jurisdiction;
  • Report and pay any applicable taxes on cryptocurrency transactions;
  • Not hold the Company liable for any losses, damages, or adverse outcomes;
  • Indemnify the Company against any claims arising from the Client's actions.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY SHALL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING FROM OR RELATED TO CRYPTOCURRENCY-RELATED CONSULTATION SERVICES, INCLUDING BUT NOT LIMITED TO: FINANCIAL LOSSES, LOST OPPORTUNITIES, LOST PROFITS, TRADING LOSSES, INVESTMENT LOSSES, LOSSES CAUSED BY THIRD-PARTY PLATFORMS, EXCHANGES, SCHEMES OR COUNTERPARTIES (INCLUDING FRAUD, INSOLVENCY OR COLLAPSE), OR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, REGARDLESS OF THE THEORY OF LIABILITY.

Fees paid for educational orientation compensate the consultation delivered and are not refundable on the basis of any third-party outcome or any transaction the Client independently chooses to undertake after the consultation.

10. Acceptance

By engaging any cryptocurrency-related services from the Company, the Client expressly acknowledges having read, understood, and agreed to all terms of this Disclaimer, the Client Service Agreement, and all other applicable legal documents. The Client waives any claim that they were not adequately informed of the risks associated with cryptocurrencies.

11. Contact Information

EZFIN CONSULTING SRL
Bucharest, Sector 1, B-dul Gheorghe Magheru, No. 31, Office 2
Registration Number: 48217714
Email: info@ezfin.consulting

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